Benefit eligible employees up to the age of 80 with one year of service may apply for up to $150,000 with guaranteed approval. Coverage may not exceed five times your annual salary. If you have previously enrolled, you can add additional coverage up to the policy limit. Guaranteed approval is also available for spouses and dependent children.

Acceleration of the life insurance benefit to help pay for services not covered by health insurance, disability, or Medicare. This is especially beneficial in later years when you are more likely to need this type of assistance and do not want to deplete your assets.

A valuable life insurance benefit for your loved ones. This coverage is portable without penalty even if you change jobs or retire. This could be an important supplement to current life insurance that may terminate in the future.

All policies are fully portable. If you are terminated, leave your job or move to another state, you can take your policy with you.

No gender-based pricing which means applicants do not pay higher premiums based on their gender.